Why the first 14 days matter

Florida PIP law generally requires an injured person to receive initial services and care within 14 days after the motor vehicle accident to qualify for PIP medical benefits. Coverage and eligibility depend on the policy and facts; this is general information, not legal advice.

Document symptoms and changes

Write down pain, stiffness, headaches, dizziness, sleep changes, numbness, activity limits, and when each symptom appeared. Seek emergency care for severe headache, confusion, weakness, chest pain, breathing difficulty, major bleeding, or other urgent symptoms.

Bring useful information

Bring the crash date, claim or policy details if available, identification, medication list, relevant emergency records, and contact information for other treating providers. Accurate information supports clinical documentation and coordination.

Expect an injury-focused evaluation

The clinician may assess motion, tenderness, strength, sensation, reflexes, and functional limitations. Treatment should reflect findings and may involve referral or imaging when indicated.

Do not rely on a website for legal decisions

Insurance rules and deadlines can change and individual circumstances differ. Contact the insurer and a qualified Florida attorney for policy or legal advice.

Medical and legal note

This article provides general educational information and does not diagnose a condition or replace care from a qualified clinician. Seek urgent help for emergency symptoms. Laws, insurance rules, and individual circumstances can change.